Regarding Interest Rates on Fixed-Term Deposits

Updated: 2026-11-06 日本語

We shall explain the interest rates on fixed-term deposits.

The rates shown above are all displayed as annual interest rates.

Furthermore, interest on this fixed-term deposit is paid out upon maturity.

※Example 1

For a USD10,000- deposit placed in a 3-month fixed term,

at the end of the 3-month term, USD150- (calculated as USD10,000- × 6.0% × 0.25 years (3 months)) will be paid out as deposit interest.

※Example 2

For a USD100,000 five-year fixed deposit,

upon maturity of the five-year term, USD15,000 (15.00% of USD100,000) × 5 years = USD60,000 will be paid out as deposit interest at maturity.

For ‘Automatic Renewal’, the interest on the fixed deposit is paid out at maturity and the fixed deposit continues.

For ‘Automatic Termination’, the interest on the fixed deposit is paid out at maturity and the fixed deposit is terminated.

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